We stand ready to help you meet today’s challenges and tomorrow’s opportunities.

Sustaining your practice during the current crisis

  • Maintaining payroll and other overhead
  • Protecting your assets, including real estate
  • Managing your personal finances

Growing your practice as economic growth resumes

  • Equipping and expanding its reach
  • Investing in the acquisition, expansion and build-out of practice-occupied real estate
  • Starting or acquiring a practice

We’re dedicated to helping you get to “yes” faster.

As a large regional bank with a community bank culture, we offer many different solutions while providing access to local decision makers, simplifying the credit approval process and building relationships that span the life of your practice.

Flexible vet financing solutions and local decision-making can empower you to grow your practice in many ways.

Your practice is more than a business.

People depend on you. Pet owners. Your staff. Your suppliers. Your success is important to them…and to us. We’re dedicated to helping independent veterinarians succeed, whether by starting or acquiring practices, expanding existing ones, acquiring equipment or hiring staff.

Your business is more than a practice.

We can help optimize your practice with capital for acquisition, expansion and build-out of practice-occupied real estate. Beyond that, we can help you manage your personal finances for maximum cash flow, returns and asset value.

We’re specialists in practice finance in Southern California.

Banc of California Relationship Managers are among the region’s leading authorities on independent veterinary practice banking needs⁠—you may even have seen them sharing best practices at veterinary professional conferences in the media.

Banc of California healthcare banking product sheet

Product Sheet

Learn more about how we empower your practice to succeed and prosper.

client testimonial foundation wound care center

“Institutions like Banc of California help Californians to get together and to strive together.”

– Dr. J. Aronowitz
Founder of Tower Wound Care Center

client testimonial roxbury institute

“The personalized service⁠—it’s exceeded my expectations, beyond what I could have ever imagined getting at any other banks.”

– J. Amron
Owner of The Roxbury Institute

VETerinary practice FINANCING and banking products and services at a glance

Healthcare Business Banking

  • Competitive Deposit Rates1
  • Business Online9 and Mobile Banking with Mobile Check Deposit2,3
  • Courier Services
  • Merchant Services4
  • Payroll Services
  • Fund Transfers
  • Business Bill Payments
  • Download Transactions into Quicken®
    or QuickBooks®5
  • Cash Vault Services9
  • Fraud Prevention Services
  • Business Sweeps/Zero Balance Accounts
  • ACH Origination9
  • Banking Services for Employees6


  • Revolving Lines of Credit
  • Accounts Receivable Financing
  • Partner Capital Buy-in and Buyout Financing
  • Equipment Financing
  • Commercial Real Estate Financing
  • Loans for Veterinarians; SBA and Government Loans8


  • Dedicated Relationship Manager

1Refer to the Business Deposit Rate Sheet.
2Transaction limits apply.
3Message and data rates may apply.
4Merchant Services provided by Worldpay, LLC.
5Intuit®, Quicken®, and QuickBooks® are trademarks of Intuit, Inc., registered in the United States and other countries.
6Refer to the Deposit Account Agreement, Account Disclosure, Personal Deposit Rate Sheet, and Schedule of Fees and Charges or speak to a banker for additional information.
7Loans subject to approval in accordance with Bank eligibility and lending guidelines. Terms, conditions, and fees apply. See banker for details.
8Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Banc of California credit standards and documentation requirements apply. Some restrictions may apply.
9Fees may apply. Refer to the Schedule of Fees and Charges – Business Accounts